Why Banks Will Remain Closed on 28 December 2025
If you were planning to head to the bank on Sunday, 28 December 2025, you’re out of luck. All scheduled commercial banks across India will keep their shutters down since it's a Sunday. This isn’t a curveball—Sundays are always bank holidays, so employees and customers alike know the drill. Whether you’re in Mumbai, Delhi, Chennai, or a small town, banks will follow the same rule.
The regular rhythm for bank holidays in India centers around two things: weekends and select government-declared festivals. Every single Sunday is marked as a weekly off. On top of that, the second and fourth Saturdays each month are also holidays for bank employees. For December 2025, those holiday Saturdays fall on the 13th and 27th. But 28 December is bang in the middle of the weekend as a Sunday, so all banking counters will be closed nationwide.
What Customers Should Do During the Bank Break
Now, just because you can’t walk into a branch, it doesn’t mean you’re totally stuck. Today’s banking isn’t chained to brick-and-mortar branches. ATMs won’t go out of action, and all the online and mobile banking options are fully available even when the staff are off-duty. Need to transfer money, pay a bill, or check your account balance? The bank’s app or website will do the job in seconds. India’s digital banking systems, including UPI, IMPS, NEFT, and mobile wallets, are usually running 24/7.
The only snag you might hit is if you’re planning something that involves physical cheques, over-the-counter cash deposits, or document submissions that need in-person verification. For things like those, you’ll need to wait until the next banking weekday, which in this case is Monday, 29 December 2025.
Some states and union territories have their own extra bank holidays—festivals, state days, or local events—but for 28 December 2025, nothing extra has popped up on the calendar. That means the bank holiday is in effect everywhere, not just in select regions.
If you have important banking work lined up each December, checking the Reserve Bank of India’s released holiday schedule can save you headaches. But for this year, just remember: Sunday, 28 December isn’t the day to show up at your local branch and expect the doors to open. Digital banking is your friend for any urgent transaction.
